Buying off-plan effectively means acquiring property at today’s prices, but only paying for it after construction is complete, which is typically between 18 and 24 months after the project was launched. Of course, you have to pay a 10% deposit when you sign the deed of sale, but there are no other payments until transfer. And during construction, you benefit from capital growth, which has been calculated at over 20% per annum in the Atlantic Seaboard and City Bowl suburbs of Cape Town!